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Money Saving Quotes to Inspire and Motivate

putting-money-into-piggy-bankMoney saving: we all know we should do it, but many of us simply feel that we don’t have the will-power.

There is no denying that money can bring opportunities and you get to choose what you want to do with those opportunities.  Some are dedicated too much to money and all they do is think about it, while some people understand that money is a tool and they use it appropriately to achieve their goals and dreams.  Then, there are those that can’t seem to keep or even find money and are falling behind. When cash is low and the bills are piling up, sometimes saving money seems overwhelming and impossible.

Here is a Compiled List of Inspirational Quotes to Help Inspire and Motivate You to Save Money. We Know You Can do it!

  • “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” —Robert Kiyosaki

 

  • “You must gain control over your money or the lack of it will forever control you.” —Dave Ramsey

 

  • “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” —T.T. Munger

 

  • “The safest way to double your money is to fold it over and put it in your pocket.”- Kin Hubbard

 

  • “It is not the man who has too little, but the man who craves more, that is poor.” -Seneca

 

  • “Beware of little expenses; a small leak will sink a great ship.” -Benjamin Franklin

 

  • “Someone’s sitting in the shade today because someone planted a tree a long time ago.” -Warren Buffett

 

  • “Americans spend all or most of their income on things that have little or no lasting value!” -Thomas Stanley

 

  • “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.”- Oprah Winfrey

 

  • “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” – Will Smith

 

  • “The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.” – Unknown

 

  • “The art is not in making money, but in keeping it.” – Proverb

 

  • “Never spend your money before you have earned it.” —Thomas Jefferson

 

  • “There is a gigantic difference between earning a great deal of money and being rich.” —Marlene Dietrich

 

  • “A simple fact that is hard to learn is that the time to save money is when you have some.” —Joe Moore

 

  • “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” —James W. Frick

 

  • “Many folks think they aren’t good at earning money when what they don’t know is how to use it.” —Frank A. Clark

 

  • “A penny saved is a penny earned.” — Benjamin Franklin

 

  • “It takes as much energy to wish as it does to plan.” -Elenor Roosevelt

 

  • “A budget is telling your money where to go, instead of wondering where it went.” -John C. Maxwell

 

  • “I think the harder part is having the discipline to save. So my tip is: save now or pay later. Far too many people wake up in their sixties and realize they don’t have enough money. I say, let go of the mentality of spending money for immediate gratification to protect yourself in the long-term.” -Jeannette Bajalia

 

  • “Money looks better in the bank than on your feet.” -Sophia Amoruso

 

Start Saving Money With Money 4 You Payday Loans

The issues of money management are timeless — especially the struggle to keep on top of costs and ensure you’re funneling money back into your savings. It can be hard to save money when it all seems to be going towards bills and debts. If you could use some quick cash to take care of your debts and get on the path to start saving money, then contact Money 4 You Payday Loans today! Start by filling out the online application or calling 855-MY-MRMONEY for a fast and easy loan approval. We offer same day cash, 100 percent security on your information, and a lucrative deal of 100% free loan for first-time customers. Let Money 4 You Payday Loans take some of the financial weight off your shoulders today!

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Maximizing Your Tax Return

Woman-Holding-MoneyHow to Maximize Your Tax Return

The following are several tips you can utilize during your tax preparation and increase the odds of getting a huge refund this tax season.

Timing it Right

If you pay attention to the date, you can greatly improve your odds of getting a bigger tax return. One solid tip is to pay your Mortgage for January before December 31st because then you receive extra interest for your mortgage interest deduction.

Next, scheduling medical treatments and exams in the last quarter of the year can increase your medical expense deduction.

Finally, paying your property tax before New Year’s Eve can catapult you to itemizing enough in deductions, allowing you to forego the standard deduction, granting you a larger refund. If you happen to be self-employed, it’s a great idea to pay your estimated state taxes for the fourth quarter in December instead of January like normal, which increases your itemizing potential.

Claim as Many Deductions as Possible

Tax deductions are used to minimize your total tax payment. Tax deductions are things that reduce the amount of taxable income you must pay on. There are two general categories: the standard deduction predetermined by the IRS and itemized deductions. You would use the standard deduction if you don’t have enough itemized deductions to exceed the amount of the standard deduction. You would benefit by trying to itemize to see if there is a big chunk of tax savings for you at the end, even if it is a little bit of work. If you are going to try itemizing, you must keep records of all your expenses. When choosing whether or not you should itemize, you need to keep the amount of the standard deduction in your mind. This is because you need to be sure that your itemized deductions exceed the amount for the standard deduction for your filing status. If it doesn’t, you’ll be paying more in taxes when you itemize. Thus, you should calculate your deductions with both methods and pick the option that gives you the lower payment of your taxes. Learning all you can about your tax deductions ensures you save the maximum amount of your total tax payment for the year.

Follow this link to learn more about what kind of tax deductions you might qualify for.

If you’ve been keeping organized records of tax documents and the according receipts all year, along with making a time-log for your volunteer hours, job hunt activities and doctor’s appointments, you can add up the monetary amount given for all of those activities.

There are many different types of expenses that can be deducted from your taxes. The rules for applying each deduction change quite frequently, so you should be itemizing every year while researching how you can utilize each deduction to lower your total tax payment.

Analyze Your Filing Status

The IRS offers varying amounts for your standard deduction that depend on your tax filing status.

In most cases, married couples filing jointly are able to claim double the standard deduction of single people and married couples not filing jointly.

For those who are filing as a single, review the requirements for head of household filing status, which can contribute to a bigger deduction. Keep in mind that filing jointly is not always the best way to file a tax refund. Married-filing-separately status is more work, but it can be worth it if you meet the requirements for the deductions in that category. Figuring out your taxes both using both methods will ensure you get the highest refund you deserve.

Increase Withholding

After starting a new job, the HR department asks you to fill out a W-4 form to see if you’re single, married or have kids.

When there are more people in your household, you will find more opportunities for exemptions to be made.

If you want to try to ensure you get a refund come spring, let HR know you’d like to forego an exemption and withhold more money from each paycheck.

The more claims you make, the less money that will come out of each paycheck.

See a Professional

If you don’t have the time or find that filing your own taxes is too complicated, it’d be a great idea to see a tax professional that can ensure you aren’t leaving any extra money behind. Many people can do their taxes just fine, but a tax professional knows everything about deductions and can most likely get you extra money on your refund that more than pays for their services.

Stay Financially Stable this Tax Season with Money 4 You Payday Loans

Tax time can be the part of the year you depend on to pay off some debt. If you could use an instant loan to hold you over through tough financial times, contact Money 4 Your Payday Loans today. We have over 20 locations in Utah and have been providing top-notch loans over the past 20+ years. Stop stressing over tough financial times with just one phone call. Call 855-MY-MRMONEY or fill out an application online today and take that weight off your shoulders.

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Things You Didn’t Know Were Tax Deductions

money-4-you-tax-deductionsNow that the holidays are over, it’s time to start thinking about your taxes as we head into the tax season. As you gather your information to complete your taxes, it’s the perfect time to check and make sure you’re planning for all the tax deductions you are eligible for. You may not be aware of all the tax deductions you’re eligible for, and you don’t want to realize you missed any when it’s too late. It’s nice to have some extra money coming in from your tax return, but if you need some cash quicker than your return, contact Money 4 You Payday Loans for a fast and easy loan.

What are Tax Deductions?

Tax deductions are also known as tax credits, which mean they will not help reduce any taxes you owe, but they will contribute to reducing the amount of taxes you owe. In other words, you use tax deductions to lower the amount of taxes you pay. There are two broad categories: the IRS’s predetermined standard deduction and itemized deductions. People use the standard deduction when they do not have enough itemized deductions to add up to more than the standard deduction. It’s good to try itemizing because while it is a little more work, it can add to up significant savings in the amount of taxes you pay. The more you learn about tax deductions, the more you can save on your tax bill at the end of the year.

Things You Didn’t Know Were Tax Deductions

You may already be aware of the popular deductions, such as your dependents, medical and dental expenses, property taxes, mortgage interest, state and local taxes, and earned income credit. Here are some other items that you may not realize can be used as tax deductions.

  • Personal losses from theft or casualty
  • Union dues and fees
  • Home office expenses, which includes a portion of your home living expenses
  • Gambling losses
  • Things you are required to purchase for your job that you are not reimbursed for
  • Tax preparation costs
  • Health Insurance Premiums and Health Savings Account (HSA) contributions
  • Teachers that purchase things for their classrooms
  • Charitable gifts and donations
  • Lifetime learning for college courses taken after high school and educational materials
  • The cost of looking for work
  • The expense of relocating for a new job if it meets the minimum distance test
  • Bad debts from money you lend and are unable to collect
  • Jury duty pay that you gave your employer
  • Vehicle registration fees
  • Senior deduction if you or your spouse were over 65 at the end of 2016
  • State taxes you have to pay
  • IRA and 401K contributions and losses
  • Self-employed health insurance premiums
  • Safety deposit box rental fees
  • Legal fees and investment expenses
  • Some hobby expenses

As you can tell, there are a wide variety of expenses that are tax deductible. The deductions and how they can be deducted change periodically, so it’s important to try itemizing each year and do your research to find how you can use tax deductions to decrease the amount of taxes you pay.

Financial Stability this Tax Season with Money 4 You Payday Loans

Tax time may be a time when you may need some quick cash to take care of debts. If you need an instant loan to get you through a tight financial time, contact Money 4 Your Payday Loans today. We have over 20 locations in Utah and have been providing quality loans for over 20 years. Don’t stress over the finances when a quick loan can bail you out. Call 855-MY-MRMONEY or fill out an application online today for a quick and easy way to a loan.

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6 Tips for Travel During the Holidays

money-4-you-travel-on-a-budgetDo you stress and worry about traveling during the holidays? Do you wonder how you will be able to afford to see your loved ones? Money 4 You Payday Loans is here to help. With a little advance planning, you can enjoy safe, hassle-free holiday travels without breaking the bank. Here are a few tips we have put together for you to save money and stress while you travel for the holidays.

6 Tips for Travel During the Holidays

  • Avoid Flying on Peak Travel Dates. Don’t fly the day before Thanksgiving or the Sunday after. Thanksgiving day is often the best day to get good travel rates as most people choose not to fly on that day. For Christmas, avoid flying in on Christmas Eve. Try to avoid flying on weekends, as that is when most people fly so that they can get back home to work. Try putting different dates into a travel search engine and compare costs that way. Pick whatever is cheapest and works best with your schedule.
  • Pack Your Own Food. With long delays, big lines at check-in and security, you are probably going to get hungry at some point while waiting for a flight. Airport food is very expensive. Bring your own snacks on board and save a bundle.
  • Try a Hotel Alternative. Hotels can be expensive, small, and noisy. Why not try a home rental instead through an online agency such as Airbnb or FlipKey? For much less money you can have your own house or condo with all the amenities that make a place feel just like home. You can even save money by having all the kitchen utensils at your disposal to make your own food instead of having to eat out.
  • Prepare Your Vehicle for a Road Trip. Make a trip to your local mechanic and ask him or her to do a checkup on your car before you leave. Get an oil change and have your tires rotated. Make sure your windshield wipers are in good working condition. Pack a winter emergency kit in your car that includes a first-aid kit, warm weather blankets, road flares, flashlights, snow chains and food.
  • Reduce the Sensory Overload. Traveling can already be a stressful experience. Eliminate extra noise with earplugs, whether you are on a plane, bus, or train. Also, bring an eye mask so you can get some much needed sleep en route to your destination. You can make much better travel decisions when you are not experiencing sensory overload.
  • Leave Early. Expect long lines, heavy traffic, flights to be canceled and for things to go wrong at check-in. Leave at least a couple hours earlier than required so you have time to deal with all these possible snags in your plan. Then you will be prepared for whatever comes your way.

Travel Smart with Money 4 You Payday Loans

If you are wondering how to make holiday travel happen, contact Money 4 You Payday Loans to see our vast range of services when it comes to payday loans. Whether you are experiencing an emergency, or just need a little extra cash to tide you over until the next paycheck, let our friendly team of experts help you. Reach us at (801) 593-0865 or contact us online. Don’t let a temporary money problem ruin your holiday plans.

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Get Holiday Cash with Bad Credit

money-4-you-holiday-cashThe holiday season is here and this is that time of the year when you need some extra cash to treat your family or loved ones. Whether you want to take a vacation or just need some extra cash to celebrate the Christmas and New Year holidays, a holiday loan will help you make your plans successful as you wait for payday to arrive. However, a bad credit history can always haunt you when it comes to getting a holiday loan with good terms and low interest rates. But with Money 4 You Payday Loans, you don’t need to worry about your bad credit history anymore!

What is Bad Credit?

Bad credit refers to when lending businesses have little trust in you to repay the money that you have borrowed from them. It comes as a result of past failure to fulfill your credit agreements and the inability to get approved for new credit. If you have a bad credit score, it means that you have not paid your past credit obligations in time or just haven’t paid them at all.

Your credit account history is compiled by credit bureaus that review your credit behaviors and create a credit report to help calculate your credit score. Your score, which ranges from 300 to 800, shows your credibility; with lower scores indicating bad credit. Generally, a credit score below 620 is considered bad credit.

  • The Effects of Bad Credit

Having bad credit or no credit at all presents a major challenge for you when it comes to applying for a loan, because you are viewed as a high risk customer who is likely to default on paying back. You may find a bank offering you a loan at higher interest rates, or capping the loan at a lower amount in order to lessen their lending risk.  You may also be forced to offer more collateral than a buyer with good credit on the same loan amount.

  • Behaviors and Habits Likely to Land You in Bad Credit

You will mostly find yourself having a bad credit score because of reasons such as engaging in impulse spending, lacking an emergency fund to cater for emergencies such as medical bills, going without a budget, spending more than you earn, paying your bills and debts late, and more.

  • Simple Ways to Rebuild Your Credit Score

Rebuilding your credit score is not that difficult. You can start by paying your bills and debts on time or early, check your credit report for errors, dispute any credit report errors there maybe, manage your credit cards responsibly, use your credit card for small purchases, don’t open too many credit new accounts or close old ones, and keep your balances low.

Get Holiday Cash with Bad Credit

There are still many options out there to get cash for the holidays. You can start by making a proper budget for what you have and limit expenditure to it. You can also mobilize existing resources such as selling off some equipment you no longer use. Peer to peer lending is also an attractive option to consider since you will be borrowing from an individual investor who may understand your situation more than an institution.

You can also opt to apply to a credit union or get a home equity line of credit. Credit unions are reliable because as long as you are a member and illustrate the ability to pay your loan, you will qualify. A home equity line of credit is great too although it may put your home in jeopardy if you fail to pay up. Payday loans, like the ones offered by Money 4 You Payday Loans, are also highly reliable if you have a job and a payday in waiting. However, all these options should be considered temporary to help with the situation at hand only.

Contact Money 4 You Payday Loans This Holiday Season

Consult Money 4 You Payday Loans today at 855-MY-MRMONEY for an easy and fast phone loan approval. You can also stop by one of our 22 locations in Idaho and Utah, or apply online here, and make your holidays memorable with loan amounts of between $50 and $3,000. We offer same-day-cash, 100% security on your information, and a lucrative deal of 100% Free Loan on first-time customers. Don’t let your bad credit hinder your ability to enjoy the holidays!

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Money-Saving Tips for Winterizing Your Home

money-4-you-winterizing-your-home

Fall is in the air, and we all know what that means – winter is just around the corner. The winter months leave many of us with large energy bills and empty pockets. Fortunately, there are a few easy adjustments you can make to your home to reduce your heating bill this winter. If you’re having trouble coming up with the cash to manage the home projects, Money 4 You Payday Loans has options for you.

Money Saving Tips for Winterizing Your Home

  • Seal Off Windows and Doors: Drafts enter your home through openings around windows and doors. Do a walk-through of your home and check for any drafts. For drafts around the edges of windows, apply a small amount of caulk or door sweeps for drafts around doors. Garages tend to hold cold air, so pay close attention entryways from the garage.
  • Adjust Your Thermostat: If 70 degrees is a comfortable temperature for you, try lowering it to 68. Wear warmer clothes and add extra blankets at night. The key is to find a temperature you can live with without discomfort or a disruption in your day.
  • Service Your Heating System: Maintain a regular service schedule for your heating systems to ensure they work at optimal levels. Keep your furnace unblocked, change your filters regularly, and keep it clean of dust and debris.  If you have a wood burning heater, keep the flue vent on a regular cleaning program. The inside of the appliance can be cleaned with a wire brush.
  • Use a Humidifier: Since moist air holds heat better, a humidifier is perfect for those winter months. This should help offset the lower temperatures as a result of you turning the thermostat down.
  • Invest in a Water Heater Cover: If your water heater emits heat, invest in an insulating blanket. If heat dissipates out of the unit, your water heater will work harder and use more energy. The cover is a great preventative.
  • Keep Exhaust Fans Turned Off: Exhaust fans blow moist and hot air out of your home, which could be used to heat your home. For your next shower, consider leaving the door open. This will allow the warm air to naturally flow throughout your home.
  • Set Your Ceiling Fans Clockwise: Clockwise traps the heat inside, allowing for warmer temperatures. Set your ceiling fan to low, which circulates the hot air down into your home.
  • Don’t Forget the Fireplace: When in use, your fireplace is a great tool for fighting the cold. But, when at rest, it can be a be like an open window. Here are a few things you can do to winterize your fireplace:
    • When not in use, keep your fireplace damper closed to prevent your heated air from going up the chimney.
    • If you have a firebox, avoid heat loss by opening the dampers while a fire is going.
    • Invest in a heat-air exchange system which circulates warm air back into your home.
    • Ensure the seal around the flue damper is secure.
    • If your fireplace is never used, plug and seal the chimney flue.

Don’t Be Left Out in the Cold This Winter

If you don’t have room in your budget to winterize your home, Money 4 You Payday Loans can help with a payday advance and affordable interest rates. Drop by any of our locations, call us at 855-MY-MRMONEY, or fill out our loan application here.

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DIY Halloween Costume Wins & Fails

diy-halloween-costume-wins-and-failsWe all want to do it. We all wish we had the time, the money, and the creativity to make them. But how many of us actually end up throwing together our own Halloween costumes?

The madness has to stop. You can make your own Halloween costume! Starting believing in yourself and while you’re at it, take a look at these DIY Halloween costumes. Follow the example of the wins, learn from the fails. and if you just can’t scrape together the cash for your project materials, don’t worry. Money 4 You Payday Loans has you covered.

DIY Halloween Costume Wins

Halloween costume wins are the norm, right? You put on an outfit, everyone can guess who you are, and you feel like a rock star. Maintain that feeling be repeating one of these great DIY costumes.

  • The Fantasy Football look can be easily achieved by being literal. What do we mean? Dress up like a football player—don’t forget the black cheek stripes so it’s clear! Add an accessory from a fantasy film or show. Voila, you are a walking fantasy football icon.
  • Perhaps one of the easiest ways to dress up for Halloween on your own is to go as a past or present pop star. Just take clothing items from around your house and put them on in different ways. This Jimi Hendrix, for example, is achieved with a simple sport coat over jeans with matching shoes, a hippie pin, and a suit tie around a curly wig. Simple yet effective.
  • You can dress up an old Halloween costume you’ve got lying around, or just dress up an old T-shirt. Either way, you can easily transform yourself into an adult-sized Beanie Baby by taping a large heart-shaped “ty” sign to your shirt. For example, try an old cat costume (or just wear a black outfit with kitty ears) or use a tie-dye shirt (again, with animal ears). Yes, it’s 90s throwback, but that’s what makes the costume a win!

diy-halloween-costume-wins

DIY Halloween Costume Fails

Where there are wins, there are also fails. Although fails are hilarious to flip through, you don’t particularly want to be the person everyone is pointing and laughing at. You certainly don’t want to go viral. So take a look at these and, well, don’t do them.

  • So you want to jazz up the traditional white sheet ghost, sure. Just keep in mind that pressing all that white cloth against your body is going to look strange, no matter what you do. Hence, don’t try the “ghosts in bikinis” look.
  • We get that as a parent, you want to use your baby’s cuteness as long as possible. But consider that what looks good on professional photography sites does so because they have been captured by professionals. These screaming pumpkin babies are proof that what looks promising isn’t always a good idea.
  • If you’re going for the superhero look, maybe find a costume that doesn’t require a lot of molding. In other words, probably stay away from aluminum foil when it comes to costumes, even if you’re going for Silver Surfer.

diy-halloween-costume-fails

Get the Costume You Want with a Money 4 You Payday Loan

The DIY Halloween costume idea is a great way to go if you’re trying to keep things on budget this year. For a lot of costumes, all you have to do is comb through your closet. Just be careful about your choice.

If your costume does require a little bit of expense – say a wizard hat or a curly wig –don’t fret. Money 4 You Payday Loans can make your Halloween dreams come true with a payday advance at an affordable interest rate. Stop by any of our locations, call us at 855-MY-MRMONEY, or fill out our loan application here.

First Steps to Repairing Your Credit Score

money-4-you-credit-score

If you’re dealing with poor credit, you probably understand the frustration of trying to come up with the needed funds when emergencies or other issues arise. Taking the steps to rebuilt your credit can be difficult, but the benefits are worth the time and effort. If you find yourself in a situation where you need money fast, Money 4 You Payday Loans is able to step in and lend a much-needed hand.

What is a Credit Score?

Your credit score is designed to predict risk, i.e., the likelihood that you’ll become delinquent on your credit obligations. It’s a three-digit number generated by a mathematical algorithm that’s based on your credit report. The most common credit-scoring model is the FICO credit score, which ranges from 300 to 850. The higher your FICO score, the lower the risk of you being delinquent on a payment. Consumers have FICO scores provided by the three major credit bureaus: TransUnionEquifax and Experian. The information that’s used to calculate your credit score comes from five major categories: payment history, amounts owed, length of credit history, types of credit used, and new credit. The different types of credit are:

  • Installment Credit: Common types of installment loans are mortgages, student loans, auto loans and private personal loans. With these types of loans, you typically know how much your monthly payment is and how long that you’ll be making those payments.
  • Revolving Credit: A credit card is the most common type of revolving credit. You make payments, but your credit limit doesn’t change. You can borrow additional money anytime you want as long as you don’t exceed your credit limit. It’s also referred to as ‘open-end credit’ or ‘revolving line of credit.’

First Steps to Repairing Your Credit Score

It takes time to rebuild a credit score that’s lower than you’d like. Consistency is key, as well as making the right moves. Here are some easy first steps that can get your score pointed in the right direction.

  • Keep your credit card balances low: One major factor that figures into your credit score is how much revolving credit you have compared to what you’re actually using. The smaller the percentage, the better it is for your credit score. In other words, pay down your balances and keep them low.
  • Get rid of your credit card balance(s): If you have a small credit card balance, paying it off is helpful to your credit score, experts say. Having balances on several cards can have a negative impact on your rating.
  • Keep old debt on your report: You may be tempted to have old debt taken off of your credit report, such as when you have a car or home paid off. However, it’s good to have a history of it and it helps your score, especially if it’s good debt that’s been dealt with on a timely basis and paid as agreed.
  • Pay bills on time: The best way to rebuild your credit score is also the easiest: Just make your payments every month, on time.
  • Eliminate risk: Two ways to sink your credit score is by missing payments, or suddenly paying less (and charging more) than you normally do. These things raise red flags when it comes to risk.

Call on Money 4 You Payday Loans for Help

While you’re working to rebuild your credit, if you find yourself in need of an instant loan, contact Money 4 You Payday Loans today. We’ve been serving the Utah community for over 20 years, with over 20 locations, and make it fast and easy to apply for a loan between paychecks.

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Activities to Do in Utah On a Budget

Activities-To-Do-In-Utah-On-A-Budget

One of the great things about living in Utah is the abundance of things that can be done by individuals, couples, and families. Fortunately, many of them can still be done while sticking to a budget. When you are ready to go, but find yourself a few dollars short, a loan from Money 4 You Payday Loans can help.

Activities to Do in Utah for Free

  • Visit a park. In West Valley City alone, there are 24 parks available for your entertainment. Get outside, enjoy the beautiful weather, and take advantage of all they have to offer. Whether it is basketball courts, playgrounds for the kids, or just an oasis of green, there is something for everyone.
  • If you’re around Herriman, take a swim in the Blackridge Reservoir. On those hot summer days, little feels better than taking a refreshing dip in the Blackridge Reservoir. Gates are open from 7:30 in the morning until 9:00 at night, giving you option of taking a full day, or just a few hours to relax and unwind.
  • See priceless works of art. Located on the University of Utah campus, the Utah Museum of Fine Arts offers free admission on the first Wednesday and third Saturday of each month.
  • Hike to a waterfall. At the end of a beautiful trail inside Big Cottonwood Canyon is Donut Falls, a sight to be seen. The trail is also easy enough for kids to traverse, so bring the whole family.
  • Explore your family tree. The Family History Library in Salt Lake City can help you learn more about your genealogy. Stop in and take one of their guided tours to explore all that they have to offer.

Activities to Do in Utah On a Budget

  • Visit the brick-lined paths and almost two dozen boutique shops that await you at historic Gardner Village. Even if shopping isn’t your thing, there is a petting zoo and a scavenger hunt to go on while you’re there.
  • Catch a show. Recognized and one of the biggest community theatres in the country, Hale Centre Theatre puts on a number of productions every year, many of them geared towards families and children.
  • Walk on the wild side. The Natural History Museum of Utah has great exhibits year-round that are sure to please the whole family. The after school clubs and discovery classes they offer for students in the first through fifth grades will open your favorite student’s eyes to the world around us.
  • Go ice skating. The Olympians have all gone home, but you can still lace up your skates at the Utah Olympic Oval. There are public skating hours available, and even birthday party rentals and Cosmic Skate Nights on the calendar.
  • Check out some rare birds. At the Tracy Aviary there are fine feathered friends of all sorts. Home to vultures, Guam kingfishers, and more, you will be sure to be singing a new tune after a trip to the aviary.

Activities of Any Size with Money 4 You Payday Loans

When you are itching to get out of the house, but can’t quite afford the admission, a loan from Money 4 Your Payday Loans can help. Begin by filling out our online application, give us a call at 855-MY-MRMONEY, or stop by one of our 22 locations and one of our trained professionals will be happy to help you and get you approved for a same day loan. We have served the Utah community for over 20 years and would love discuss how we can make you another satisfied customer.

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