Payday Loans

As you count the days until your next payday, you probably follow a routine something like this:

1. You send bill payments at the last possible minute.
2. If you use checks, you post-date your checks, hoping the bank will deposit them late.
3. You pay the minimum-due amount on a regular basis.
4. You take out a payday loan to tide you over until your bank account deposits your paycheck.
5. You cross your fingers, hoping that all the above strategies will help you get by.

(more…)

When medical bills overflow from your mailbox or the credit card company bombards you with calls, you might feel like there’s no way to get out of your debt. Maybe you took out a pay-day loan to cover your bills, but now you can’t cover the interest charges. You don’t want to get caught in the vicious cycle of debt, but you can’t see a solution.

When debt takes over your life, you lose control of your financial situation. You also lose the freedom to do what you want with your money or to save for your future. To get out of debt, you’ll need the courage and motivation to persevere. With these seven motivational tricks, you can do just that.

(more…)