Money Saving Tips

Money Saving Tips from Money 4 You Payday Loans in Utah. Serving the entire Utah Wasatch Front with Payday Loans for over 20 Years!

6 Valentine’s Day Money Wasters

Your Valentine’s Day Should Be as Unique as Your Relationship

We have all seen the rom-com movies in which elaborate and expensive gestures lead the happy couple toward what we can only assume is a long life of perpetual bliss. If love were the movies, we would have a seemingly endless cash flow and would shower each other with extravagance. Sorry kids, love ain’t movies. However, it’s fantastic and should be celebrated, and you can have a Valentine’s Day of grand gestures without breaking the bank. Although, you will need to tap into your reserves of creativity, and we have 6 ideas based on some classics.


2018 Money Saving Tips

Did you know that saving money is an excellent way to achieving your financial goals such as buying a home? However, the art of saving money is a puzzle that remains unsolved to many people. In fact, you don’t have to start earning a six-figure salary or win a lottery to build a comfortable saving culture.

You just have to set your financial goals and stay focused on reducing your expenditure and save more money. Although some people have come up with various money-saving strategy, the key to success in money saving is commitment and discipline. Below are 6 money saving tips you can try out in 2018.


5 Ways to Get the Money You Need for Black Friday Shopping

With the holiday season quickly approaching, many people are starting to prepare for the big shopping season. The biggest shopping day of the year for most retailers is Black Friday, which is on the Friday after Thanksgiving. On this day many national retailers offer extreme sales that help to make it the busiest shopping day of the year.

When you are starting to plan for your holiday shopping, here are 5 tips that to follow that can help you get the money you need to take advantage of Black Friday shopping.


7 Tips to Save Money on Back to School Shopping

With back to school just around the corner, you may find yourself drowning in to-do’s, and an endless list of back-to-school wants and needs your child may have. Whether it is the PE shoes, a blue history folder, or low odor black markers that seem impossible to find, shopping for back-to-school items can not only be stressful for your mind, but also for your budget.

Help beat the back-to-school blues by following these 7 tips below to save you money on your next back-to-school shopping haul.


3 Ways to Make Extra Money During the Summer

There is no doubt that summer makes for a great season, warmer months during which you can spend time with friends and family. Whether you are a student looking to make some extra cash during summer, a parent who wants to organize a successful family day out or would like to start a new project, summer will have numerous opportunities for you. With most students trying to secure summer jobs, earning extra income will require you to be creative. The good news is that the modern world has some side income opportunities, most of which will earn you more than traditional side jobs. Here are 3 ways to make some extra cash to enjoy your summer:


10 Fun and Budget Friendly Things to Do in Utah this Summer

So Much to See and Do in Beautiful Utah

There’s simply no better time to come join in all the fun filled activities Utah has to offer. If you’re on a budget this summer; no worries! We have put together a list of the “Top 10 Fun and Budget Friendly Things to Do in Utah This Summer.” You’re definitely going to want to make plans to get out and enjoy these activities!


Don’t Be the Starving Student Anymore! 12 Easy Steps.

man-smiling-happy-holding-piggy-bank-student-moneyThere are plenty of reasons why going to college is great. The chance to go to class in your pajamas, for example. All-you-can eat soft serve at the dining hall. Or the intramural sports – inner tube water polo, anyone?

But paying for college is also a very stressful endeavor. How do you enjoy the best time of your life while trying not to rack up a huge post-graduation debt or surviving off ramen for the next four years? Here are twelve tried-and-true ways to save money and live it up in college:


Money Saving Quotes to Inspire and Motivate

putting-money-into-piggy-bankMoney saving: we all know we should do it, but many of us simply feel that we don’t have the will-power.

There is no denying that money can bring opportunities and you get to choose what you want to do with those opportunities.  Some are dedicated too much to money and all they do is think about it, while some people understand that money is a tool and they use it appropriately to achieve their goals and dreams.  Then, there are those that can’t seem to keep or even find money and are falling behind. When cash is low and the bills are piling up, sometimes saving money seems overwhelming and impossible.

Here is a Compiled List of Inspirational Quotes to Help Inspire and Motivate You to Save Money. We Know You Can do it!


Things You Didn’t Know Were Tax Deductions

money-4-you-tax-deductionsNow that the holidays are over, it’s time to start thinking about your taxes as we head into the tax season. As you gather your information to complete your taxes, it’s the perfect time to check and make sure you’re planning for all the tax deductions you are eligible for. You may not be aware of all the tax deductions you’re eligible for, and you don’t want to realize you missed any when it’s too late. It’s nice to have some extra money coming in from your tax return, but if you need some cash quicker than your return, contact Money 4 You Payday Loans for a fast and easy loan.