Money Saving Tips

Money Saving Tips from Money 4 You Payday Loans in Utah. Serving the entire Utah Wasatch Front with Payday Loans for over 20 Years!

6 Tips to Help You Save Money on a Wedding

You can spend less on a wedding and still have a wonderful ceremony. Here are more than a few ways you can save money on a wedding.

1. Give Yourself a Budget

Start with a budget, and treat your budget as sacred. Start by setting a hard maximum amount. Tally up all the expenses as you plan the wedding. Leave a small buffer of 5% or more for unexpected expenses.

If in doubt about what should stay and what should go, give the items on your list a ranking. Prioritizing what things are most important to you can help you cut away the things that aren’t, should the need arise.

2. Always Shop Around

Prices for all things fluctuate over time and from place to place. You can shop around for literally everything that makes up your wedding. Don’t agree to a price for anything without first checking to see if you can find the same thing or something better, for less.

3. Make Good Use of Your Time

Start your wedding planning early. Planning everything far ahead of time can give you the ability to shop around or wait on certain venues to lower their price. You can also spread out your buying and stock up on the things you will use for the wedding early.

4. Choose a Nontraditional Venue

A nontraditional venue can often cost you less while actually giving more meaning to your ceremony. Some nontraditional venue ideas can include:

  • The place you first met.
  • A venue that holds a shared interest, like an art gallery.
  • A place the two of you share fond memories together.

Take some time to consider what places hold the most meaning for you and your future spouse. Some other options to save money on a venue include:

  • Avoid venues that make you use their vendors or services
  • Use a venue that can host both the ceremony and the reception

5. Make Use of the People You Know

If someone wants to help, let them help. If someone wants to let you borrow something for your wedding, then borrow it. The more you obtain freely, the less you spend out of pocket. This also applies to skills. If you know a DJ, bartender, or someone else who does good work, then hire them.

Cut Corners Wherever You Can

If you can get the same thing secondhand, then get it. If you can find adequate decorations at a yard sale, then pick them up. Here are some corner cutting ideas:


Do you know what happens to real flowers after the wedding? They sadly don’t last long. You can make your own bouquets or choose imitation flowers made of whatever material you want. In fact, consider if you really need flowers strewn about everywhere at all. There are so many centerpiece ideas that aren’t vases of flowers.


Do you need a full sit-down dinner? Why not offer lighter fare? An assortment of finger foods or setting up a crepe bar can serve you and your guests just as well.


You can easily go digital for your invitations these days. If you must have paper, you can create your own invitations, print them up, and send them out.

Your wedding can be just as fabulous as you want it to be without you paying top dollar for temporary items. For every item on your wedding budget list, consider how you can save money on it.

If You Need Additional Cash to Pay for Your Wedding, Call Money For You Payday Loans in Utah Today

If the budget starts to fall apart and there’s no way around it, consider a short-term loan. At Money 4 You Payday Loans, we can provide a quick and easy loan to help keep your wedding on track. Feel free to visit any of our 22 locations in Utah and Idaho, or apply online today! There are many benefits to choosing Money 4 You:

  • We do not check your credit
  • First loan is FREE
  • We offer loans starting at $50 to $3,000
  • Our application and approval process is FAST
  • Payments are flexible

Contact Money 4 You Payday Loans today to learn more. Give us a call at 855-MY-MRMONEY.

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Top Tips For What To Spend and What To Save on Your Wedding Day

Looking to cut corners on your wedding budget but not look cheap? There are all kinds of sneaky ways to save money that no one, not even your nit-picky grandmother will notice. Likewise, there are certain things that are worth spending money on that you don’t want to forsake on your special day. When it comes to wedding planning, it’s easy to go over budget and dividing the needs from the wants is key. (more…)

How Will The New Tax Laws Affect You?

It has taken 3 decades to have new tax reforms, and finally, it’s here with us. The largest tax reforms legislation will definitely affect taxpayers in so many ways. The effects will, however, be evident in 2019 since in 2018 people will be filing their 2017 returns. Most of us are probably wondering how these tax reforms will impact us. But don’t worry since we have covered some major tax provisions and how they will affect you: (more…)

Money Challenges That Will Help You Save More This Year

2018 is here with us, and as always, many of us have New Year’s resolutions we want to accomplish before the year ends. Starting in January, most of these resolutions are put into action, but come March, we have given up on most of them and only a few can survive until the end of the year. Most of our resolutions don’t go through because they are too unrealistic or too broad. Money saving is always top on everyone’s resolutions list. Whether you are doing it to get out of debt or to build up some cash for leisure and emergencies, you need to split your goals into smaller achievable bits. You can do so by doing some money challenges. They involve saving a specific amount of cash daily, weekly, monthly, or quarterly. If it’s been hard for you to achieve your saving goals, here are some of the money challenges you can try this year:


6 Valentine’s Day Money Wasters

Your Valentine’s Day Should Be as Unique as Your Relationship

We have all seen the rom-com movies in which elaborate and expensive gestures lead the happy couple toward what we can only assume is a long life of perpetual bliss. If love were the movies, we would have a seemingly endless cash flow and would shower each other with extravagance. Sorry kids, love ain’t movies. However, it’s fantastic and should be celebrated, and you can have a Valentine’s Day of grand gestures without breaking the bank. Although, you will need to tap into your reserves of creativity, and we have 6 ideas based on some classics.


2018 Money Saving Tips

Did you know that saving money is an excellent way to achieving your financial goals such as buying a home? However, the art of saving money is a puzzle that remains unsolved to many people. In fact, you don’t have to start earning a six-figure salary or win a lottery to build a comfortable saving culture.

You just have to set your financial goals and stay focused on reducing your expenditure and save more money. Although some people have come up with various money-saving strategy, the key to success in money saving is commitment and discipline. Below are 6 money saving tips you can try out in 2018.


5 Ways to Get the Money You Need for Black Friday Shopping

With the holiday season quickly approaching, many people are starting to prepare for the big shopping season. The biggest shopping day of the year for most retailers is Black Friday, which is on the Friday after Thanksgiving. On this day many national retailers offer extreme sales that help to make it the busiest shopping day of the year.

When you are starting to plan for your holiday shopping, here are 5 tips that to follow that can help you get the money you need to take advantage of Black Friday shopping.


7 Tips to Save Money on Back to School Shopping

With back to school just around the corner, you may find yourself drowning in to-do’s, and an endless list of back-to-school wants and needs your child may have. Whether it is the PE shoes, a blue history folder, or low odor black markers that seem impossible to find, shopping for back-to-school items can not only be stressful for your mind, but also for your budget.

Help beat the back-to-school blues by following these 7 tips below to save you money on your next back-to-school shopping haul.


3 Ways to Make Extra Money During the Summer

There is no doubt that summer makes for a great season, warmer months during which you can spend time with friends and family. Whether you are a student looking to make some extra cash during summer, a parent who wants to organize a successful family day out or would like to start a new project, summer will have numerous opportunities for you. With most students trying to secure summer jobs, earning extra income will require you to be creative. The good news is that the modern world has some side income opportunities, most of which will earn you more than traditional side jobs. Here are 3 ways to make some extra cash to enjoy your summer: