The 10 Best Apps for Saving Moneymoney4u
We live in an increasingly digitized world. Handheld devices like smartphones and tablets have become staples in many households, and users rely on them to act as their calendars, their alarm clocks, their fitness trackers, their social media outlets, and more. However, you can also use them as another tool: a budget tracker.
Smartphone or tablet apps make budgeting easier than ever. Some allow you to find and save coupons, while others alert you about special deals. Some even link to your bank account so you can track your spending’s every detail.
Start budgeting smartly today by downloading one or several finance apps. We’ve given you an overview of some of the most popular apps below.
1. Mint Bills
Most people have heard of an app called Mint, but most people don’t know that it comes with an extension. The extension allows you to link your bank accounts, bills, and credit cards to the same app, helping you see your expenses and budget in real time. The app also sends you reminders when a bill comes due, ensuring that you never have to deal with late payments.
Additionally, if you like graphs and other visual aids, Mint and Mint Bills can translate your financial data into graphical representations. And you get all these benefits for free.
2. YNAB-“You Need a Budget”
Some people really hate (or even fear) making budgets. If you’re one of those people, you may find that this app helps. You simply set your ideal budget amount, and you take track of everything you spend as you go. The app tells you how close you’ve gotten to your goal. Simply seeing how much you spend often inspires you to spend less.
3. DebtTracker Pro
If you already have a lot of debt, this app can help you get out of it. The app creates a payoff plan and gives you a visual representation of your financial recovery, including how close you’ve come to your goals. It suggest strategies you can use to reduce your debt, and it sends you reminders when your bills’ due dates arrive.
4. Grocery iQ
Once you’ve made your house payment and paid for utilities and insurance, much of your budget goes toward groceries. And if you just grab food without paying attention to price or brand, you could spend a lot of money unnecessarily. This app helps you find the cheapest groceries at the stores in your area by giving you coupons. Grocery iQ also helps you create a cost-effective shopping list.
After groceries, fuel represents a significant portion of what consumers pay every month. This app ensures you pay as little as possible by helping you find the cheapest gas station in your area. Even a difference of 10 cents per gallon can make a huge difference on your gas expenditures.
Nobody wants to cart giant boxes of coupons around. However, unless they carry their coupons with them, they forget which ones they have and end up spending more money. This app solves that problem by allowing you to scan coupons into your phone or tablet. When you need the coupon, you simply go to the app’s archives and select them.
You can also search other coupons that users have posted and save them to your archive.
7. Campus Special
College and university students struggle with more debt than most demographics. However, they can ease their financial burdens with this app. It helps students save on food by telling them about the best deals on restaurants and other eateries around their campus. It also allows them to order pick-up or takeout right from their phones. And the more use the app receives, the better deals it dishes out.
Do you kick yourself every time a deal happens at your favorite store and you didn’t know about it? You’ll never have that problem again with the Yowza app. It will keep you up-to-date about special deals and coupons in your area.
Just because you’ve experienced some financial difficulty doesn’t mean you can’t do anything fun. With the Groupon app, you can find huge deals (as much as 50%-90% off) on restaurants, shops, hotels, spas, and more. Go on adventures again by taking advantage of this app.
You like to shop, but right now your budget doesn’t give you enough spending money to do so. Luckily, Cosign can give you some extra cash. You just have to take selfies.
Every time you take a picture of the clothes you wear or a product you like, you can post it on this app with a link to the website the product comes from. If another user clicks on your picture and buys the product, you receive a commission check between 3% and 35% of the purchase price. Take as many selfies as you can to pad your bank account.
Apps can make all the difference when you want to save money. And if you need additional help making ends meet, take out a payday loan until you get your budget under control.