6 Valentine’s Day Money Wasters

Your Valentine’s Day Should Be as Unique as Your Relationship

We have all seen the rom-com movies in which elaborate and expensive gestures lead the happy couple toward what we can only assume is a long life of perpetual bliss. If love were the movies, we would have a seemingly endless cash flow and would shower each other with extravagance. Sorry kids, love ain’t movies. However, it’s fantastic and should be celebrated, and you can have a Valentine’s Day of grand gestures without breaking the bank. Although, you will need to tap into your reserves of creativity, and we have 6 ideas based on some classics.

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What Do I Need for a Payday Loan?

Are you stuck and in need of an instant emergency cash loan? Well, going for a payday loan can solve your problems and bring back your peace of mind. Money 4 You Payday Loan is an effective cash advance mechanism that is short-term and friendly to your financial needs. We have been serving Utah residents for over 20 years. Our payday loans are based on a post-dated check that will be cashed on your upcoming payday.
Our payday loans are quick, easy and has limited qualification loan requirement. You will only be required to have an active bank, prepaid card, or credit union account, verification of income from your employment or any other source, and a valid identification showing that you are at least 18 years old. Below is the detailed list of the 3 requirements you need for a payday loan.

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3 Things to Know About Getting Your First Payday Loan

Are you in a financial fix and thinking of taking a payday loan but you are having a few questions lingering in your mind? Are you worried about issues such as your credit history, the flexibility of payment or the possible hidden costs that might come with this alternative? Worry no more; Money 4 You Payday Loans are here to clear the smog. This post highlights three fundamentals which you should understand before stepping into the water.

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5 Ways to Get the Money You Need for Black Friday Shopping

With the holiday season quickly approaching, many people are starting to prepare for the big shopping season. The biggest shopping day of the year for most retailers is Black Friday, which is on the Friday after Thanksgiving. On this day many national retailers offer extreme sales that help to make it the busiest shopping day of the year.

When you are starting to plan for your holiday shopping, here are 5 tips that to follow that can help you get the money you need to take advantage of Black Friday shopping.

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Where to Get Free Help with Taxes in Utah

Free Help with Taxes in Utah - Money 4 You Payday LoansTax time is often a period filled with stress and fear. Many taxpayers wait until the last minute to file, or end up paying large fees to hire professionals to do their taxes for them. It does not have to be that way.

Residents in Utah who are struggling with the complexity of filing their tax returns can now find relief for free. There are companies and organizations throughout the state offer personal tax assistance with no costs or obligations. Whether you get help with your taxes online or in person, you will feel better with this year’s taxes behind you. The tax deadline is quickly approaching. Finish your taxes today and get the refund you deserve as soon as possible.

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Get Holiday Cash with Bad Credit

Money 4 You Holiday Cash - Christmas Loans For Bad Credit in Utah - Money 4 You Pay Day LoansThe holiday season is here and this is that time of the year when you need some extra cash to treat your family or loved ones. Whether you want to take a vacation or just need some extra cash to celebrate the Christmas and New Year holidays, a holiday loan will help you make your plans successful as you wait for payday to arrive. However, a bad credit history can always haunt you when it comes to getting a holiday loan with good terms and low interest rates. But with Money 4 You Payday Loans, you don’t need to worry about your bad credit history anymore!

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When Should I Choose a Loan Instead of Credit?

You don’t like getting into debt, but sometimes you don’t have a choice. Perhaps you have medical bills you need to pay, or maybe you need funds to pay your school tuition or start a business.

When you must borrow money, your first instinct is probably to charge your credit card. But there are several reasons why you should take out a loan instead.

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Save Thousands: Couponing for Beginners

You usually throw out the big stack of coupons that comes in the mail every week. But did you know that you’re throwing out thousands of dollars when you toss those coupons?

It’s true. People who learn how to coupon effectively can save money on nearly everything. And when you’re pinching every penny, long-term couponing can be just what you need to make ends meet.

New to couponing? Keep reading! We’ve got everything you need to know about couponing basics, as well as tips about how to avoid couponing burnout.

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Starving Student? 10 Ways to Save at School

Your ramen noodles stare up at you glumly. You stare back. If you hadn’t had an $800 bill for textbooks this semester, you wouldn’t be eating instant noodles with the nutritional value of a Styrofoam plate.

Education can be really expensive, and sometimes the thought of eating ramen for the rest of your life-just so you can pay off all of your school-related debt-can be overwhelming. Go to school without becoming a starving student. We’ve got the tips and tricks for surviving school without breaking the bank.

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5 Creative Ways to Pay Your Loan Early

As you count the days until your next payday, you probably follow a routine something like this:

  1. You send bill payments at the last possible minute.
  2. If you use checks, you post-date your checks, hoping the bank will deposit them late.
  3. You pay the minimum-due amount on a regular basis.
  4. You take out a payday loan to tide you over until your bank account deposits your paycheck.
  5. You cross your fingers, hoping that all the above strategies will help you get by.

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